You can also find out by contacting the tax assessor's office in your county. Civil Rights, Inclusion & Opportunity Department. The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Enjoy! https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Fax Number: 231-627-8453 2 S. Main St. Sault Ste. Getting married does not automatically transfer a property to become a tenancy by entirety. Harrison, MI 48625 Obtain a blank quit claim deed form from an office supply store, attorney or title company. Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. E-mail:clerksoffice@macombgov.org how to add someone to a deed in michigan. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. By using our site, you agree to our. "The Trade-Offs of Repealing Step-Up in Basis." References Box 269 "I live in a home purchased 10 years ago by my now-deceased mom. The American College of Trust and Estate Counsel. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds For more detailed information on how to add someone to your house title, scroll down. Phone Number: 231-723-2146 Grand Rapids, MI 49503 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. P.O. These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds Adding Someone to your Deed: Here is What you Should Know | EBC The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). 12220 Fillmore St., Room 146 Phone Number: 989-672-3840 301 N. Main St. Detroit, MI 48226 These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Box 110 Jensen attended Idaho and Boise State Universities. The notary will need to verify your identity. However, this action can have a financially devastating outcome if you don't prepare in advance. "Estate Tax." Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. This article has been viewed 636,176 times. Fax Number: 989-846-9166 If the current owner received title insurance on the property when they came into possession, they may want to contact the company that wrote the policy to make sure that a deed will not affect the policy. P.O. Phone Number: 906-293-5521 List of County Register of Deeds . When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Baldwin, MI 49304 Issues of marriage and property ownership become complicated when a divorce is involved. 300 Monroe Avenue, NW Petoskey, MI 49770 Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. Marie, MI 49783 how to add someone to a deed in michigan - regina-ostrovsky.com Step 1: Download the MI quitclaim deed form. 319 Court Street Box 368 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. Fax Number: 810-667-0293 Email: regofdeeds@co.montcalm.mi.us Talk to a property law attorney if you're interested in creating a tenancy by the entirety. That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Grayling, MI 49738 You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. 839 10th Avenue Box 438 http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds 3. wikiHow marks an article as reader-approved once it receives enough positive feedback. Fax Number: 989-344-3223 5 Things to Know Before Adding Someone to the Deed - Wise Bread This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Iron Mountain, MI 49801 Mt. For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds 401 W. Cedar Ave. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. 806 W. Houghton Avenue, Room 104 Fax Number 989-539-6616 Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. However, this action can have a financially devastating outcome if you dont prepare in advance. I want to sell it, but have back taxes. Phone Number: 269-445-4464 Buildings, Safety Engineering and Environmental Department. When you use a quitclaim deed, you're only transferring any ownership interest you have. Lenawee County Courthouse https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds ", a right of survivorship. By signing up you are agreeing to receive emails according to our privacy policy. https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds Stanton, MI 48888 County Administration Building 800 10th Street, Suite 200 These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. 7064 Crowner Drive 103 100 E. State Street, Suite 2500 Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Box 718 https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds How to Add Someone to Your Mortgage: 12 Steps (with Pictures) - wikiHow Ann Arbor, MI 48107-8645 1045 Independence Blvd. http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds MCL 565.8. These fees usually won't be more than $20. Bring a government-issued photo ID with you when you get your signature notarized. As long as you retain interest in the home, its still going to go through probate. https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds % of people told us that this article helped them. Phone Number: 231-256-9682 How do I add someone to my property title deeds? - Quittance Legal Services Phone Number: 989-734-2676 Phone Number: 517-788-4350 Box 376 Fax Number: 810-648-5461 How to Add a Spouse to a Deed - wikiHow : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. County Courthouse Building Adam Luehrs is a writer during the day and a voracious reader at night. Phone Number: 989-724-9450 301 State Street PDF Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE - SOM emily in paris savoir office. Fax Number: 734-222-6528 P.O. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Box 800 Last Updated: June 3, 2020 St. Johns, MI 48879-1580 Phone Number: 989-895-4228 Beulah, MI 49617 Email: registerofdeeds@emmetcounty.org Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. 120 N. Broadway Phone Number: 906-635-6312 P.O. Generally, anyone who dies during the first 120 hours after . Take the new deed to the county recorder's office. [1] 415 Third Street Saginaw, MI 48602 Clemens, MI 48043 Property ownership, transfer laws and deed practices differ depending on the state in which you live. We use cookies to make wikiHow great. Phone Number: 989-875-5217 200 North Main St. Suite 110 Fax Number: 810-768-7965 There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Suite 400 Jennifer Mueller is an in-house legal expert at wikiHow. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent.